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in-network out-of-network (ppo only) in-network out-of-network (ppo only) in-network out-of-network (ppo only) in-network out-of-network (ppo only) in-network out-of-network (ppo ... http://www.hap.org/macombchamber/pdfs/epo_ppo_small.pdf
The CIGNA HealthCare PPO provides your employees with referral-free access to participating physicians, out-of-network coverage and preventive-care options. http://www.cigna.com/our_plans/medical/ppo/for_you.html
Advantages of a PPO include the flexibility of seeking care with an out-of-network provider if so desired, even though it is more out-of-pocket expense for the patient. http://www.medhealthinsurance.com/ppoplan.htm
If you have a PPO, you can see whatever doctor you like, but if you choose an out-of-network physician, you will have to pay more out-of-pocket. http://healthinsurance.about.com/od/jobbasedcoverage/a/hmovsppo.htm
AccessPlus provides payers with a tool to reduce the cost of out of network claims by supplementing their current PPO networks. http://www.tc3health.com/out_of_network_claims.asp
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